SaveSmart is a simple, worry-free way to invest and earn monthly interest with fixed terms and fixed returns. You can choose from 3, 6 or 12 month terms.

How does Auto-Reinvest work?

When your term ends, your principal plus earned interest automatically rolls into a new term at the current rate. No action needed — your money keeps growing.

What are the available investment terms?

SaveSmart offers flexible terms of 3 months (8.00% p.a.), 6 months (9.00% p.a.), or 12 months (10.00% p.a.).

Is SaveSmart regulated?

Yes, Afranga is regulated by the European Securities and Markets Authority (ESMA) under the European Crowdfunding Service Provider (ECSP) framework. Your investments are protected under EU investor protection regulations.

SaveSmart

Fixed terms. Fixed returns. Your choice.

If you wonder how to make your idle cash work harder - SaveSmart is a simple, worry-free way to invest and earn monthly interest

ECSP Licensed

FSC Bulgaria

Built for Simplicity

Easy to start, easy to manage.

Flexible Terms

3, 6 or 12 months

Investment Calculator

See how much you will earn

Investment Amount

€10,000

€100€50,000€100,000

Choose Term

3 months8.00%6 months9.00%12 months10.00%

Your projected returns

Initial Investment€10,000

Interest Earned+€1,200

Total at Maturity€11,200

Backed by real estateInterest paid monthly · Principal returned at maturity

Based on a 12 months · 9.00% p.a.

Start investing

Capital at risk.

The power of Auto-reinvest

Watch your money compound automatically over 3 years at 10% APY

+26% total growth

Initial investmentInterest earned (compounded)Annual gain

How Auto-Reinvest Works

When enabled, your initial principal is automatically reinvested into a new SaveSmart term at maturity, while your monthly earned interest is paid out to your account. You can enable or disable Auto Reinvest for each SaveSmart investment at any time.

Ready to start investing?

Open your SaveSmart account in minutes and start earning today.

Open a SaveSmart Account

Capital at risk.

Interest Earned

+€100.00

Monthly payout · 12% APY

JanJun

SaveSmart · 12 months

Month 7 of 12

Invested€10,000

Earned so far+€600

Term endsDec 2026