Choose your path: let us grow your money automatically with SaveSmart, or take control and build your own portfolio in the Marketplace. Either way, you're earning returns backed by real loans.
Set it and forget it. Your money grows automatically with optimized returns.
Sign up in under 3 minutes with your ID
Transfer any amount starting from €10
Your capital is automatically placed in a fixed-term vetted loan at a fixed rate.
Full control. Pick individual loans and build your custom portfolio.
Filter by risk, return, duration, and type
Start from €10 per loan investment
Receive interest payments as borrowers repay
The minimum investment on Afranga is just €10 for both SaveSmart and the Marketplace. This makes it easy to start small and grow your portfolio over time.
Afranga is a licensed European Crowdfunding Service Provider (ECSP) under EU Regulation 2020/1503. We operate under strict regulatory oversight to ensure investor protection.
SaveSmart is an automated fixed-term product with predictable returns — perfect for hands-off investors. The Marketplace lets you manually select individual loans, giving you full control.
Funds invested in individual loans through the marketplace cannot be withdrawn before maturity, and Business Loans through SaveSmart also do not allow early withdrawals before maturity. Real Estate investments made through SaveSmart allow early withdrawals of up to 30% of your investment, capped at €5,000.
If a Borrower misses a repayment, Afranga will work to recover the funds and, if necessary, take legal action. Investors will be supported throughout the process and also have the right to pursue legal action independently.
Join over 5000+ investors across Europe who are already growing their wealth with Afranga. Start today with as little as €10.