Grow your money your way
Invest in European Business Loans
ECSP Licensed
FSC Bulgaria
No Hidden Fees
Fully transparent
Founded 2021
5 years of trusted service
€100+M Invested
By 5000+ investors
“Reliable returns, clear communication, and a trustworthy team. Afranga stands out as a true long-term performer.”
“I have been investing on Afranga since 2021 and never met any serious problem. During the time no loans were declared to be in default, which is important.”
“My experience with Afranga has been very positive. The platform's risk-return ratio remains unmatched in the P2P industry.”
“I have been using the platform for a few years now and am very pleased with the returns I get.”
“Afranga is the #1 platform in my portfolio.”
Choose your investment path
Two powerful ways to grow your wealth, each designed for different investment styles.
Hands-Off Investing
Set your goals and pick your term and rate
SaveSmart automatically allocates your investments across vetted loan opportunities and earns a fixed monthly return.
Built for simplicity
Goal-based investment tracking
Average 8-10% annual returns
Start with as little as €10
Active Investing
Take control and choose your own investments.
Browse our curated marketplace of business loans, real estate, and alternative assets with full transparency on risk and returns.
Hand-pick individual investments
Detailed risk assessments
Returns up to 16% annually
Variety of vetted borrowers
How It Works
Create Your Account
Sign up in minutes with our streamlined verification process. All you need is a valid government-issued ID.
Set Your Goals
Define what you’re saving for and when you need it. Our smart system will recommend the best strategy for you.
Start Earning
Deposit funds and watch your money grow. Track your progress in real-time from our dashboard.
Your future self will thank you
Join over 5000+ investors across Europe who are already growing their wealth with Afranga. Start today with as little as €10.