What is the minimum investment amount?
The minimum investment on Afranga is just €10 for both SaveSmart and the Marketplace. This makes it easy to start small and grow your portfolio over time.
Frequently asked questions
How is Afranga regulated?
Afranga is a licensed European Crowdfunding Service Provider (ECSP) under EU Regulation 2020/1503. We operate under strict regulatory oversight to ensure investor protection.
What's the difference between SaveSmart and the Marketplace?
With SaveSmart you invest at a fixed term and rate — you don't pick the individual loans yourself. The Marketplace lets you hand-pick individual loans, giving you full control.
Can I withdraw my money early?
Funds invested in individual loans through the marketplace cannot be withdrawn before maturity. SaveSmart allows early withdrawal up to 30% of your SaveSmart investment at any time, up to a maximum of €5,000. If 30% of your investment comes to less than €100, you can still withdraw up to €100. A 1% fee applies to all early withdrawals.
What happens if a borrower defaults?
If a Borrower misses a repayment, Afranga will work to recover the funds and, if necessary, take legal action. Investors will be supported throughout the process and also have the right to pursue legal action independently.
How is Afranga regulated?
Afranga is licensed as a European Crowdfunding Service Provider (ECSP) by the Financial Supervision Commission of Bulgaria (Resolution 863/12.09.2023). Please note that capital is at risk and is not covered by any deposit guarantee scheme or investor compensation scheme.
Your future self will thank you
Join over 5000+ investors across Europe who are already growing their wealth with Afranga. Start today with as little as €10.