Choose your path: grow your money passively with SaveSmart, or take control and build your own portfolio in the Marketplace. Either way, you're earning returns backed by real loans.
Make your idle cash work harder - SaveSmart is a simple, worry-free way to invest and earn monthly interest.
Sign up in under 3 minutes with your ID
Choose a term and invest any amount from €100.
Interest is paid to your account every month
Full control. Pick individual loans and build your custom portfolio.
Filter by risk, return, duration, and type
Start from €10 per loan investment
Receive interest payments as borrowers repay
The minimum investment on Afranga is just €10 for both SaveSmart and the Marketplace. This makes it easy to start small and grow your portfolio over time.
Afranga eood is a European Crowdfunding Service Provider (ECSP) licensed and supervised by Financial Supervision Commission (FSC) approved with Resolution863/12.09.2023. We operate under strict regulatory oversight to ensure investor protection.
With SaveSmart you invest at a fixed term and rate — you don't pick the individual loans yourself. The Marketplace lets you hand-pick individual loans, giving you full control.
Funds invested in individual loans through the marketplace cannot be withdrawn before maturity. SaveSmart allows early withdrawal up to 30% of your SaveSmart investment at any time, up to a maximum of €5,000. If 30% of your investment comes to less than €100, you can still withdraw up to €100. A 1% fee applies to all early withdrawals.
If a Borrower misses a repayment, Afranga will work to recover the funds and, if necessary, take legal action. Investors will be supported throughout the process and also have the right to pursue legal action independently.
You fund your account by bank transfer from an account in your own name — either instantly, straight from your bank, or as a standard transfer that takes 1–2 working days. There is no fee, and your money is held in an account in your own name at Lemonway, our licensed payment provider, until you choose what to invest in.
Join over 5000+ investors across Europe who are already growing their wealth with Afranga. Start today with as little as €10.