Grow your money your way
Invest in European Business Loans
ECSP Licensed
FSC Bulgaria
No Hidden Fees
Fully transparent
Founded 2021
5 years of trusted service
€100+M Invested
By 5000+ investors
“I've been an Afranga user for the past one year, and I have already recommended it widely to family members and friends. I will continue to do so, as I have been truly satisfied with their overall customer service, the offers they have in terms of interest rates, the early payoff of the loans, and the user-friendly and intuitive website.”
“Reliable returns, clear communication, and a trustworthy team. Afranga stands out as a true long-term performer.”
“I have been investing on Afranga since 2021 and never met any serious problem. During the time no loans were declared to be in default, which is important.”
“My experience with Afranga has been very positive. The platform's risk-return ratio remains unmatched in the P2P industry.”
“I have been using the platform for a few years now and am very pleased with the returns I get.”
Choose your investment path
Two powerful ways to grow your wealth, each designed for different investment styles.
Hands-Off Investing
Just pick your term and rate
SaveSmart allocates your investments across vetted loan opportunities and earns a fixed monthly return.
Built for simplicity
Early withdrawal feature
Average 8-10% annual returns
Start with as little as €10
Active Investing
Take control and choose your own investments.
Browse our curated marketplace of business loans with full transparency on risk and returns.
Hand-pick individual investments
Key Investment Information Sheet (KIIS)
Returns up to 16% annually
Variety of vetted borrowers
How It Works
Create Your Account
Sign up in minutes with our streamlined verification process. All you need is a valid government-issued ID.
Set Your Goals
Define what you’re saving for and when you need it. Our smart system will recommend the best strategy for you.
Start Earning
Deposit funds, invest and watch your money grow. Track your progress in real-time from our dashboard.
Your future self will thank you
Join over 5000+ investors across Europe who are already growing their wealth with Afranga. Start today with as little as €10.